FinTech NAO and Vontobel are working together: From now on, multi-equity bonds in the NAO app

Berlin, November 07, 2023 — Following the launch of direct investments in private equity funds and single equity bonds, the FinTech NAO (https://www.investnao.com) is expanding its range of offerings. Together with Vontobel, a leading global investment house with Swiss roots, Berlin-based FinTech is introducing multi-equity bonds as an additional investment category. From a minimum investment of 1,000 euros, private investors can invest in multi-share bonds issued for NAO in the NAO app.

The new cooperation makes it possible to invest in a share bond, which is usually based on three shares. The minimum investment amount of 1,000 euros makes the investment attractive for both retail and advanced investors. “We want to make a wide range of investment options available to private investors. The introduction of multi-share bonds in our NAO app is a logical step on this path to making wealth creation more democratic. Traditionally, multi-equity bonds are a niche product, as they are rather little known in Germany,” explains Robin Binder, CEO and co-founder of NAO.

Vontobel and NAO create multi-share bonds for NAO clients

Since its launch, NAO has been offering single equity bonds issued exclusively by UniCredit, in which investments can only be made via the NAO app. Together with Vontobel, the NAO team is now selecting several underlying stocks for multi-share bonds. The aim is to offer promising combinations of theme and sector stock combinations. “Our collaboration with Vontobel as a partner underlines our commitment to only work with the best in the financial sector,” explains Binder.

Investment opportunities for private investors: multi-share bonds

“Multi-share bonds offer the opportunity to benefit from sideways stock markets and thus optimize returns in this market scenario,” explains Nicole Wittmann, Head Flow Products Distribution Germany and Austria at Bank Vontobel Europe AG. The return depends on the price development of the underlying shares and is linked to the performance of the weakest share. As with equity bonds on individual stocks, interest is paid monthly and regardless of the repayment. Particularly helpful for beginners: In the NAO multi-asset app, the respective underlying assets are carefully curated and explained in detail. As a result, in addition to an educational component, the fintech creates transparency and enables more well-founded decisions.

About NAO

NAO is a novel co-investment platform — the family office for your pocket. The mission of the NAO founding team led by Robin Binder, Philipp Nowakowski and Amel Hasanovic is to liberalize investments and help people build up wealth over the long term. In the NAO app, investors can find carefully selected and exclusive investment options that were previously only available to a small financial elite. For its offering, Berlin-based WealthTech, founded in 2022, is cooperating with Baader Bank as a custodian bank and banks such as UniCredit, UBS and now also Vontobel. In regulatory terms, NAO uses a liability umbrella for investment brokerage and works as a contractually bound broker for DonauCapital Wertpapier GmbH.