Yes, you can flexibly adjust or cancel your savings plan at any time.
Please note: The capital for your savings plan is debited 8 banking days before the execution date via direct debit. Therefore, changes or cancellations are only possible up to 9 banking days before the respective order placement. If you request a change or cancellation only 8 banking days beforehand, these will only take effect on the next execution date, for example, in the following month.
Your savings plan runs for as long as you wish. There is no fixed term. You can flexibly adjust or terminate it at any time.
The frequency of your savings plan execution depends on the product. You can find the exact intervals in the app. Each product has different purchase times, or "Trade Dates," which are set by the respective asset managers. This ensures that your savings plan deposit is placed promptly and doesn't remain uninvested for long.
You can view the exact intervals under "Timeline" in the NAO app. For example, monthly savings plans are available for the Partners Group and UBS Private Equity Funds, while quarterly intervals are offered for the Infrastructure Fund.
Almost all products on our platform are eligible for a savings plan. This allows you to invest flexibly, in a way that suits you. The only exceptions are equity-linked notes.
No, you don't need an existing investment. You can start directly with the savings plan and make regular contributions – even without prior purchases.
You can set up your savings plan for most products starting from €1 per execution. The minimum savings amount varies by product. You can find the exact minimum savings amounts for each product directly in the app.
Many investors are familiar with investment plans, particularly from the stock market, such as an ETF savings plan. With this, a fixed amount you determine is regularly invested automatically into a specific ETF. These continuous contributions allow you to gradually build wealth.
With NAO, you can now invest in exclusive asset classes like Private Equity – even with small amounts. This makes professional investing accessible to everyone. This means: From now on, you can invest a fixed amount you determine into exclusive funds that previously often required high lump-sum payments. We handle the implementation, making it possible to enter professional investment strategies even with small amounts – and for the first time in the German-speaking region.
Simply click on a product you'd like to set up a savings plan for. You'll see a banner directly on the product page if a savings plan is available. If your direct debit authorization is still missing, you will be automatically prompted for it in the next step. After that, you select your desired savings amount and receive a clear summary of all savings plan details. Finally, all you need to do is confirm the savings plan.
Simply click on a product that you would like to save. You will see a banner directly in the product if a savings plan is available here. If your consent to the direct debit procedure is still missing, you will automatically be asked to do so in the next step. You then choose your desired savings amount and receive a clear summary of all savings plan details. Finally, all you need to do is finally confirm the savings plan.
Many investors are particularly familiar with a savings plan from the stock exchange sector — as an ETF savings plan, for example. An amount set by you is automatically invested in a specific ETF on a regular basis. Through these continuous payments, you gradually build up wealth.
With NAO, you can now also invest in exclusive asset classes such as private equity — even with small amounts. This makes professional investing accessible to everyone. This means: From now on, you can invest in exclusive funds with an amount set by you, which have usually required large one-off amounts so far. We take care of the implementation so that it is possible to enter into professional investment strategies even with small amounts — and for the first time in German-speaking countries.
You can set up your savings plan for most products starting at just €1 per version. The minimum savings amount varies depending on the product. The exact minimum savings amounts for each product can be found directly in the app.
Yes, you don't need an existing investment. You can start with the savings plan right away and deposit regularly — even without previous purchases.
Almost all products on our platform are eligible for savings plans. This allows you to flexibly invest what suits you. Only equity bonds are excluded.
How often your savings plan is executed depends on the product. The exact intervals can be found in the app. For each product, there are different purchase times or so-called trade dates, which are set by the respective asset managers. In this way, we ensure that your savings plan deposit is placed promptly and does not remain uninterest-free for long.
You can see the exact intervals under “Timeline” in the NAO app. For example, monthly savings plans are available for Partners Group and UBS Private Equity Funds, while quarterly intervals are offered for the infrastructure fund.
Your savings plan runs as long as you want. There is no fixed term. You can flexibly adjust or cancel it at any time.
Yes, you can flexibly adjust or cancel your savings plan at any time.
Please note: The capital for your savings plan will be withdrawn via a direct debit 8 banking days before the execution date. Changes or cancellations are therefore only possible up to 9 banking days before the respective order is placed. If you apply for a change or cancellation only 8 banking days in advance, this will only take effect on the next execution date, for example the following month.