Germany's #1 app for Private Markets
Invest like a millionaire.
Multimillionaires invest an average of 42% of their assets in Private Markets¹.
- The same funds as family offices & millionaires – starting from €1
- Rigorous curation: 7 out of 8 funds don't make it onto the platform
- Personal support in 15 minutes
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This is NAO.
- Attractive Return Opportunities
- Exclusive Quality
- Real-time Personal Service
Attractive Return Opportunities: Private markets can offer return opportunities that traditional investment forms often cannot match, especially Private Equity. Historically, these investments have also proven to be a valuable portfolio addition because they are less directly influenced by daily stock market fluctuations.
Exclusive Quality: On average, our investment team rejects 7 out of 8 offers. Three things are particularly crucial: the asset manager's track record, the cost structure, and whether you, as a private investor, receive the same deal quality as institutional investors. Our founder, Robin, personally visits asset managers and reviews investment theses on-site. This ensures that only offerings that genuinely convince us are featured on the NAO platform.
Real-time personal service: With us, you're not just a number. Our experienced team makes complex topics understandable and is truly there for you, available weekdays within 15 minutes via chat, and by phone if desired. From registration to investment, we guide you transparently, quickly, and reliably.
What are private markets and why do millionaires invest in them?
Private markets are investments outside of the stock exchange. These include, for example, stakes in private companies, infrastructure projects, or loans to businesses. For a long time, these asset classes were primarily reserved for wealthy individuals and institutional investors because access was complex and minimum amounts were high. With NAO, this access becomes simple, transparent, and digital, starting from just €1.
Why do millionaires invest in private markets?
Because they can thus diversify their assets more broadly and invest in opportunities that are not even available on the stock market. Family offices invest an average of 42%* of their capital in private markets.
What are the opportunities?
Private markets can offer historically attractive return opportunities, broaden your portfolio, and complement it effectively. Since many of these investments do not move in sync with the stock market, they can help reduce fluctuations in your overall portfolio.
What are the risks?
Private markets are designed for a longer investment horizon, are generally less liquid than stocks, and involve risks up to the loss of the capital invested. Therefore, you should only invest capital that you can do without for an extended period and diversify your investments broadly.
Trust begins with strong partners: Partners Group, ARK Invest, UBS, and other leading asset managers.
11
Partner
15
Strictly curated funds
4.5/
Over 10,000 customers
8-figure
Assets under management
Access to the Private Market
Invest from €1 in products that were previously inaccessible to you, via a savings plan or one-time investment.
Leading fund managers
We collaborate with the world's largest asset managers, with decades of expertise.
Top rating on Trustpilot and App Store
Secure investing
Your fund units are held as special assets with Baader Bank, a German credit institution supervised by BaFin.
Every product at NAO undergoes a multi-stage selection process. We assess the return potential, risks, strategy, and transparency of the asset manager, and our founder Robin Binder personally visits every asset manager. This ensures that you only get access to investments that 100% meet our standards.
Multi-stage selection process following institutional standards
Focus on return potential, stability, and transparency.
Personal review by our investment team
7 out of 8 vetted funds do not make it onto the NAO platform.
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The asset classes behind the portfolios of significant wealth.
Learn all about Private Equity, Venture Capital, Infrastructure, Private Credit, and more.
Private Equity
With NAO, you gain access to exclusive Private Equity funds from Partners Group, UBS, and ARK Invest – three of the most renowned names in the investment world. Invest directly in private companies with growth potential and diversify your portfolio beyond the stock market.
Venture Capital
With NAO, you invest in the companies of tomorrow – even before they go public. The Redstone Global Venture ELTIF gives you access to a global portfolio of innovative startups.
Infrastructure
Invest in what keeps our world running and what drives it tomorrow. With the UBS Fund, you gain access to stable, long-term infrastructure projects in economically strong industrialized nations. With the HanseMerkur Fund, you benefit from the global growth of data centers and digital infrastructure.
Private Credit
Stable returns through private lending – with two of the most reputable names in the European credit market. The Muzinich Fund provides loans to profitable medium-sized companies, while the BNP Paribas Fund combines corporate, infrastructure, and real estate financing.
Multi Assets
All important private market segments in a single strategy. With funds from Natixis IM and Hamilton Lane, you invest broadly diversified across Private Equity, Private Credit, and Infrastructure – managed by two of the world's leading asset managers.
Flex Strategies
The FERI US Equity Flex relies on a systematic options model with the goal of outperforming the S&P 500. The FERI Opto Flex pursues a similar strategy – focused on the European money market, with calculated risk and a clear return target.
Hedge Funds
While traditional funds focus on rising markets, hedge funds employ strategies that can also incorporate falling markets. The UBS Hedge Fund gives you access to precisely this approach.
Money Market
The Goldman Sachs fund actively invests in short-term, high-quality money market instruments and directly benefits from current money market rates. The BNP Paribas ETF tracks the €STR, the ECB's short-term rate, and aims to consistently outperform it slightly. Both are available daily, making them interesting for liquid assets.
Equity-linked bonds
Monthly interest payments, predictable returns. Equity-linked bonds combine regular distributions, similar to a bond, with return opportunities from the stock market.
Globally diversified Private Equity fund from Partners Group, one of the largest and most experienced providers worldwide. The fund primarily invests directly in private companies.
14% p.a.
Target Return
Target ReturnThe target return is based on assumptions made by the fund management. It is not a promise or a reliable forecast of future results.30.09.2026
Lock-Up Period
Lock-up PeriodThe minimum holding period during which you cannot sell your shares. This provides the fund manager with the necessary planning security for long-term investments. After this period, you can generally redeem your shares.Medium Risk
Medium RiskAssessment of the risk profile based on the investment strategy and the volatility of comparable investments. Private markets are subject to market, liquidity, and company-specific risks.
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Private Equity
Focus on innovative companies in the late growth stage. The ARK Private Innovation ELTIF specifically invests in companies in sectors such as AI, space exploration, and cloud infrastructure – including well-known names like SpaceX and Databricks.
15% p.a.
Target Return
Target ReturnThe target return is based on assumptions made by the fund management. It is not a promise and not a reliable forecast of future results.26.02.2027
Lock-up Period
Lock-up PeriodThe minimum holding period during which you cannot sell your shares. This provides the fund manager with the necessary planning security for long-term investments. After this period, you can generally redeem your shares.Medium Risk
Medium RiskAssessment of the risk profile based on the investment strategy and the volatility of comparable assets. Private markets are subject to market, liquidity, and company-specific risks.
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Venture Capital
With the Redstone Venture Capital Fund, you invest in a diversified portfolio of young, innovative start-ups. The fund combines numerous growth companies into a single investment, giving you access to the technologies and business models of tomorrow.
16% p.a.
Target Return
Target ReturnThe target return is based on assumptions made by the fund management. It is not a promise or a reliable forecast of future results.7 years
Lock-Up Period
Lock-up PeriodThe minimum holding period during which you cannot sell your shares. This provides the fund manager with the necessary planning security for long-term investments. After this period, you can usually redeem your shares.Medium Risk
Medium RiskAssessment of the risk profile based on the investment strategy and volatility of comparable assets. Private markets are subject to market, liquidity, and company risks.
Robin, CEO & Founder of NAO, explains in the video how we ensure fair deal distribution.
This is not a given in the industry. The best deals often go to the big players first – everyone else gets what's left. This principle is called adverse selection. Funds that operate this way don't even make it onto the NAO platform. This ensures you always get access to the same investments as professional investors.
The community has spoken. Thousands of investors trust NAO. Here's what they have to say.
Simon Pfau
Geschäftsführer Apartment Hotel & NAO Kunde
Ich bin Geschäftsführer von einem Apartment Hotel hier in Berlin. Ich bin jetzt schon seit längerer Zeit Kunde von NAO und investiere seitdem eigentlich fast nur noch dort. Es ist eine Möglichkeit für Kleinanleger, in Produkte zu investieren, die sonst nur Leuten zur Verfügung stehen, die super rich sind. Und NAO gibt allen die Möglichkeit, einfach auch Kleinanlegern, in Produkte zu investieren, die man gar nicht kennt, wo man gar nicht weiß, dass es das gibt.
Tim
Dualer Student & NAO Kunde
Ich bin Dualer Student im Bankwesen und komme aus Leipzig. NAO würde ich meinen Freunden so erklären: Es ist eine super Plattform, wo man alternative Investments machen kann und auch dort nicht alleine gelassen wird. Man hat einen Kundenservice. Ich persönlich hatte auch ein Telefonat, was super toll war und man wird nicht alleine gelassen.
Steffi
Head of CRM in der Automobilindustrie & NAO Kunde
Ich würde meinen Freunden sagen, dass sie über NAO in Private Markets investieren können, was es ja bis vor kurzem noch gar nicht so wirklich gab, wo der Otto Normalverbraucher vielleicht sonst so investiert.
Paul
Dualer Student & NAO Kunde
Ich mache aktuell ein duales Studium im Bereich Finance und komme aus der Nähe von Leipzig. Ich würde meinen Freunden NAO erklären als alternatives Investment, was man schon ab 1 € tätigen kann in alternative Assetklassen. Ich benutze aktuell NAO als Möglichkeit, in Private Markets zu investieren, ohne bereits Millionen auf dem Konto haben zu müssen.
Insights that go beyond the app.
April 22, 2026
After-Hours by NAO: Drinks & Food with Buy The Dip
100 guests, Buy The Dip, Partners Group, and an evening focused on Private Equity, engaging discussions, and new perspectives on Private Markets.
March 26, 2026
After-Hours by NAO: Private Markets Deep Dive with Natixis IM
A deep dive with Natixis IM and the NAO team for everyone who wanted to better understand Private Markets and discuss them directly.
December 11, 2025
After-Hours by NAO: Holiday Edition
At the end of the year, the community, the NAO team, and FERI came together to discuss markets, new perspectives, and what's currently on investors' minds.
Insights beyond the app.
Steffen Hetzel
C-Suite in Tech (lawpilots, bitly) | Angel Investor & Advisor
Jakob Schreyer
Former CEO at orderbird | Angel Investor
Max Klemmer
Managing Director Miss Germany Studios | Angel Investor
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Get started today with access to exclusive private markets
Invest like a millionaire, starting from €1.